Terms of Service
Services Offered
SMK Financial Solutions offers a range of financial services, including but not limited to financial planning, investment advisory, tax planning, insurance advisory, and training programs related to financial awareness and literacy.
Scope of Services
Our services are tailored to meet the unique needs of our clients. We will work closely with you to understand your financial goals, risk tolerance, and investment preferences, and provide personalized recommendations accordingly.
Fees
Our fees for financial services and training programs are competitive and transparent. We will provide you with a clear breakdown of our fees upfront, and ensure that you understand the costs associated with our services before you engage us.
Confidentiality
SMK Financial Solutions values your privacy and will maintain strict confidentiality of all your personal and financial information. We will only share your information with our team members who need access to it to provide you with the best possible service
Professionalism
We are committed to maintaining the highest standards of professionalism in all our interactions with clients. We will treat you with respect, honesty, and integrity, and ensure that all our recommendations are in your best interests.
Communication
We believe in regular and transparent communication with our clients. We will keep you informed about the progress of your investments and any changes to our recommendations or fees. You can reach out to us anytime with any questions or concerns
Local Laws
We operate in compliance with all applicable laws and regulations in the jurisdictions where we offer our services. It is your responsibility to ensure that you comply with all local laws, rules, and regulations that may be applicable to you. We will not be held liable for any losses or damages that may arise from your failure to comply with local laws.
Limitation of Liability
We take our responsibilities very seriously, but we cannot guarantee that our recommendations will always meet your expectations or that the financial markets will always perform as expected. Therefore, we have a limitation of liability clause that explains that we will not be held liable for any direct or indirect damages or losses that you may incur as a result of using our services. This includes any loss of profits, business interruption, or loss of data. By using our services, you agree to indemnify and hold SMK Financial Solutions harmless from any and all claims, liabilities, damages, and expenses, including reasonable attorney’s fees, arising out of or in connection with your use of our services.
Termination of Services
You have the right to terminate our services at any time. If you decide to terminate our services, we will ensure that the process is smooth and hassle-free
We hope these terms of business are helpful to you. If you have any further questions or would like to discuss your financial needs, please feel free to contact us at hello@smkfinancial.in
Not Registered with SEBI
SMK Financial Solutions is not a SEBI-registered Investment Adviser (RIA). Our services are limited to financial education and general guidance. We do not provide specific investment advice or personalized portfolio management. Clients are encouraged to seek advice from a registered professional for personalized financial recommendations.
Refund Policy
At SMK Financial Solutions, we require full payment to be made for all of our services. Once the payment has been made, we do not offer refunds or transfers of payment to anyone. By making a payment to SMK Financial Solutions, you acknowledge that you understand and agree to this refund policy.
Disclaimer
The information provided on our website, WhatsApp community, webinars, or any other channels (such as mobile applications, software, or email) is for educational and informational purposes only. It does not constitute financial, investment, or professional advice, nor is it a solicitation to buy, sell, or invest in any securities or financial products.
SMK Financial is not registered as an Investment Advisor or Research Analyst with the Securities and Exchange Board of India (SEBI). Nothing shared should be interpreted as personalized financial or investment advice. We strongly recommend consulting a qualified financial advisor before making any financial or investment decisions.
While we strive to ensure the accuracy and reliability of the information provided, we rely on various third-party data sources. Therefore, we do not guarantee the accuracy, completeness, or timeliness of any information shared. Any investment decisions based on the content provided are made at your own risk.
Investments are subject to market risks, and past performance is not indicative of future results. Different financial products and strategies carry varying levels of risk and should be considered in alignment with your personal financial goals.
By using SMK Financial’s services, you acknowledge and agree that all content is for educational purposes only, and SMK Financial shall not be held liable for any financial losses or decisions made based on the information provided.
If you do not agree with these terms, please refrain from using our website, WhatsApp community, webinars, or any other informational content provided by SMK Financial.