SMK Club
Welcome to the SMK Club (Smart Money Kreators)!
Your one-stop shop for mastering your money and achieving your financial goals. Here’s what awaits you:
Financial Literacy Made Fun
- Interactive Learning Modules: Gamified learning experiences make building financial knowledge engaging.
- Bite-Sized Lessons & Quizzes: Learn at your own pace with accessible and informative content.
- Financial Podcasts & Webinars: Gain insights from experts on various finance topics (mix of live and pre-recorded formats).
Expert Guidance & Support
- Personalized Financial Plan: We’ll work closely with you to create a customized plan that aligns with your unique needs and aspirations.
- In-Depth Workshops: Deepen your understanding of financial concepts through exclusive workshops led by industry experts.
- Regular Portfolio Reviews: Receive personalized feedback on your investments twice a month to stay on track.
- Ask-Me-Anything Sessions: Have your financial questions answered by our knowledgeable team in our open forums.
Thriving Community
- Connect with fellow members: Share experiences, support one another, and learn from each other.
- Member Forum: Discuss financial topics, get advice, and build lasting connections.
- Private Mobile App: Access all resources, participate in the forum, and connect with other members on the go.
Premium Tools & Materials
- Investment Calculators & Tools: Optimize your investment strategies with advanced resources.
- Financial Templates & Checklists: Streamline your financial planning and organization with downloadable resources.
- In-Depth Ebooks & Guides: Dive deeper into specific financial topics for a comprehensive understanding.
Exclusive Benefits for Yearly Members
- Free ITR Filing: Take the stress out of tax season with our complimentary service (subject to eligibility).
- Free WhatsApp Community Access: Join our vibrant WhatsApp group and connect with a wider network of financially savvy individuals.
- Private Meetups: Network with fellow members and financial experts at exclusive events in your city.
Join the SMK Club (Smart Money Kreators) today and unlock a world of financial possibilities!
| Membership Plan | SMK Club Silver | SMK Club Gold | SMK Club Platinum |
|---|---|---|---|
| Annual Fee (Inclusive of 18% GST) | ₹6,490 | ₹14,750 | ₹23,600 |
| Best Suited for | Starter Plan | Family Planning | Wealth Creation |
| Access to Premium WhatsApp Community | ✔ | ✔ | ✔ |
| Financial Education Webinars | Access to select sessions | Access to all sessions | Exclusive, personalized sessions |
| Personalized Financial Plan | Basic Plan | Annual Plan | Annual Plan (with in-depth review) |
| Portfolio Review Calls | 2 per year | Quarterly | Twice a month |
| 'Ask Me Anything' Sessions | ✗ | Monthly | Monthly |
| Investment Calculators/Tools | Basic tools | 4 Tools | All Tools |
| Free ITR Filing | 1 ITR (additional ITRs charged at ₹1,999) | 1 ITR (additional ITRs charged at ₹999) | 2 ITRs (additional ITRs charged at ₹799) |
| Private Meetups | 25% Discount | 50% Discount | Free Entry |
| Debt Management | ✗ | ✗ | ✔ |
| Portfolio Restructuring | ✗ | ✗ | ✔ |
| Cash Flow Management | ✗ | ✔ | ✔ |
| Risk Profiling | ✗ | ✗ | ✔ |
| Unlimited Support | ✗ | ✔ | ✔ |
| Cashback on Renewal | 10% | 15% | 20% |
| Additional Paid Services | Available on Request | Available on Request | Available on Request |
| Join Now | Join Now | Join Now | |
Terms & Conditions:
- Cashback applies only for the first renewal if renewed at least one month in advance. From the second renewal onward, the full membership fee applies.
- Free ITR filing is available only for salaried individuals. Business ITR filing will incur additional minimum charges.
Frequently Asked Questions
SMK Club is an exclusive membership program designed to empower your financial journey. We offer a combination of interactive learning modules, expert-led workshops, a supportive community, and premium tools & materials to help you achieve your financial goals.
SMK Club is for anyone who wants to gain financial literacy, build wealth, and make informed financial decisions. Whether you’re a beginner or looking to take your financial knowledge to the next level, SMK Club has something for you.
SMK Club offers personalized financial guidance focused on your goals, with services like risk profiling, asset allocation, and ongoing support. We provide suggestions based on your best interests, free from commissions, ensuring transparency and integrity in helping you grow your wealth.
Our yearly membership provides a wide range of benefits, including:
* Interactive learning modules
* Expert-led workshops on various financial topics
* Thriving member community with a mobile app for connection and engagement
* Premium tools and materials for deeper dives
* Free ITR filing (subject to eligibility)
* Free access to our Telegram community
* Exclusive discounts on training workshops and seminars (if applicable)
Yes, you can cancel your yearly membership at any time. However, cancellations will be processed at the end of your current membership period.
We offer interactive learning modules that combine gamification elements with bite-sized lessons, quizzes, and engaging content to make learning about finance fun and effective.
We offer workshops on a variety of financial topics, including investing strategies, tax planning, retirement planning, building wealth, debt management, and more.
No prior financial knowledge is required. SMK Club caters to all experience levels, from beginners to those seeking to enhance their existing knowledge.
You can connect with other members through our exclusive mobile app, which features a member forum and chat functionalities.
Yes, we offer live support through our Ask-Me-Anything sessions with our expert team.
Yes, we specialize in suggesting clients to invest in direct mutual funds, which offer better returns by eliminating the middleman’s commissions. We help you make the right choices based on your financial goals.
The average commission for an equity mutual fund is about 0.9% per year. An individual investing ₹10,000 per month for 30 years could pay nearly ₹50 lakh in commissions, assuming 12% annual returns. This significantly impacts long-term savings and accumulation.
Disclaimer: All services offered under SMK Club are for financial education and general guidance only. SMK Financial is not a SEBI-registered Investment Adviser (RIA) and does not provide specific investment advice or recommendations.