Sai Mani Kumar

Sai Mani Kumar, a seasoned financial analyst with over 8 years of experience, specializes in financial modeling, valuation, and financial planning. Holding a Bachelor of Commerce degree and certifications as a Financial Modeling and Valuation Analyst (FMVA®), Financial Planning and Wealth Management (FPWM ™), and Commercial Banking and Credit Analyst (CBCA ®) from CFI Canada, Sai Mani Kumar honed his expertise while managing finances for a luxury hospitality brand. Notably, he was among the youngest FMVA® charterholders in India as of 2020. Leveraging his knowledge and passion for finance, Sai Mani Kumar founded SMK Financial Solutions and the Smart Money Kreators club. Through these ventures, he empowers individuals and businesses to make informed financial decisions with educational content, courses, and other resources. SMK Financial Solutions also provides accounting and financial services to businesses and individuals.

How Insurance Agents Cheat You — And What They Don’t Want You to Know

Personal Finance /

By Sai Mani Kumar – Based on Real-Life Observations and Ground Research   Over the past few years, while interacting with hundreds of families and individuals across rural and urban areas, I’ve come across a shocking pattern: Insurance is one of the most misused and misunderstood financial products in India. While the right insurance can […]

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Budgeting Basics for Indian Salaried Employees: Take Control of Your Finances

Personal Finance /

Empowering you to make smart financial decisions Juggling work, family, and social life can be tough, especially when it comes to managing your finances. But for Indian salaried employees, there’s an extra layer of complexity – navigating taxes, deductions, and a dynamic cost of living. That’s where budgeting comes in. It’s your roadmap to financial

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