Terms of Service

Services Offered

SMK Financial Solutions offers a range of financial services, including but not limited to financial planning, investment advisory, tax planning, insurance advisory, and training programs related to financial awareness and literacy.

Scope of Services

Our services are tailored to meet the unique needs of our clients. We will work closely with you to understand your financial goals, risk tolerance, and investment preferences, and provide personalized recommendations accordingly.

Fees

Our fees for financial services and training programs are competitive and transparent. We will provide you with a clear breakdown of our fees upfront, and ensure that you understand the costs associated with our services before you engage us.

Confidentiality

SMK Financial Solutions values your privacy and will maintain strict confidentiality of all your personal and financial information. We will only share your information with our team members who need access to it to provide you with the best possible service

Professionalism

We are committed to maintaining the highest standards of professionalism in all our interactions with clients. We will treat you with respect, honesty, and integrity, and ensure that all our recommendations are in your best interests.

Communication

We believe in regular and transparent communication with our clients. We will keep you informed about the progress of your investments and any changes to our recommendations or fees. You can reach out to us anytime with any questions or concerns

Local Laws

We operate in compliance with all applicable laws and regulations in the jurisdictions where we offer our services. It is your responsibility to ensure that you comply with all local laws, rules, and regulations that may be applicable to you. We will not be held liable for any losses or damages that may arise from your failure to comply with local laws.

Limitation of Liability

We take our responsibilities very seriously, but we cannot guarantee that our recommendations will always meet your expectations or that the financial markets will always perform as expected. Therefore, we have a limitation of liability clause that explains that we will not be held liable for any direct or indirect damages or losses that you may incur as a result of using our services. This includes any loss of profits, business interruption, or loss of data. By using our services, you agree to indemnify and hold SMK Financial Solutions harmless from any and all claims, liabilities, damages, and expenses, including reasonable attorney’s fees, arising out of or in connection with your use of our services.

Termination of Services

You have the right to terminate our services at any time. If you decide to terminate our services, we will ensure that the process is smooth and hassle-free

We hope these terms of business are helpful to you. If you have any further questions or would like to discuss your financial needs, please feel free to contact us at hello@smkfinancial.in 

Refund Policy

At SMK Financial Solutions, we require full payment to be made for all of our services. Once the payment has been made, we do not offer refunds or transfers of payment to anyone. By making a payment to SMK Financial Solutions, you acknowledge that you understand and agree to this refund policy.